Motor Insurance
Does a Motor Insurance Policy Cover Damages Caused to My Car Due to Flooding?
Mon, April 22, 2024
GK Chesterton had once written that he experienced “bitter envy” when London was flooded in his absence since the city looked like Venice. He even imagined gondolas moving elegantly through the London streets.
3 min read
Understanding Deductibles in Motor Insurance
Wed, January 3, 2024
Wondering what is a deductible in the context of motor insurance? Motor insurance is a crucial aspect of owning and driving a vehicle in India. The main advantage of motor insurance is that it provides financial protection against damages caused to your vehicle, third-party liabilities, and personal injuries.
5 min read
Why Does The Premium Of My Car Insurance Policy Remain The Same Even If The Value Of My Car Depreciates?
Wed, January 3, 2024
Car insurance is a crucial aspect of responsible vehicle ownership, providing financial protection against potential accidents, damages, and liabilities. A common question is why car insurance premiums often remain the same even as the value of a car depreciates over time.
5 min read
What is the Sunset Clause concerning motor insurance?
Sat, December 23, 2023
Motor insurance, an essential requirement for drivers and their vehicles, is mandatory in India as per the Motor Vehicle Act. A crucial aspect of motor insurance is the "sunset clause".
5 min read
Can I Get Car Insurance Without Having a Valid Driving License in India?
Mon, May 13, 2024
Getting your driving license is one of the most exciting moments of your life. It is no less than an achievement and a reason to celebrate! Drive around alone at night with the windows rolled down and your favourite music playing, go on road trips with friends or simply enjoy comfortable conveyance to the workplace.
3 min read
What is a Floater Policy in Motor Insurance?
Thu, April 25, 2024
There was a 30% jump in the average budget for purchasing cars in India in 2022, as per a Mileage Report. The same year also saw an 81% surge in people purchasing their second car.
3 min read
What if I Don't Have a Valid Car Insurance Policy at the Time of an Accident?
Tue, January 9, 2024
A valid insurance policy is not just mandatory for every car in India, it also protects you against financial liability associated with third party damage due to your vehicle by offering coverage for third-party disability, death or property damage in case of an accident. Car owners will receive cashless services in multiple network garages and hospitals across the country.
3 min read
Is It Possible To Buy Motor Insurance Without An Agent?
Mon, January 8, 2024
Motor insurance is a legal requirement under the Motor Vehicle Act. It provides financial protection against damages or losses caused by accidents, theft, natural disasters, or third-party liability.
5 min read
Understanding Dual Motor Insurance Policies for a Single Vehicle in India
Fri, January 5, 2024
Is it possible to have two dual motor insurance policies for a single vehicle in India? If you're a vehicle owner in India, you are legally required to have motor insurance. This ensures financial protection against accidents and damage.
5 min read
Is It Possible To Add A Paid Driver To A Commercial Third-Party Motor Insurance Policy?
Friday, December 29, 2023 | 5 min read
Motor insurance is a mandatory requirement for all vehicles plying on Indian roads. As per the Motor Vehicle Act of 1988, it is compulsory to have at least third-party insurance coverage to protect against any liability arising from third-party damages.
Can I Add Riders To My Third-Party Motor Insurance Policy?
Friday, December 29, 2023 | 6 min read
Wondering if you can add riders to your third-party motor insurance policy? First, picture this: You're cruising along the open road. Suddenly, a small stone ricochets off the road, leaving a tiny crack on your windshield.
How Can I File A Third-Party Motor Insurance Claim?
Tuesday, August 1, 2023 | 5 min read
As per Motor Vehicle Act, 1988 buying third-party motor insurance is mandatory in India before plying your vehicle on the roads. However, few of us remember to claim third-party motor insurance when required because we think there is so much hassle involved, which is not true.
Difference between Comprehensive Motor Insurance and Third-Party Motor Insurance
Tuesday, August 1, 2023 | 4 min read
What exactly is the difference between comprehensive and third-party motor insurance? While a third-party motor insurance policy covers for a third-party person or property, the comprehensive motor insurance policy offers coverage for its damage with a third-party. Simply put, the difference lies in the coverage they offer.
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Group vs. Individual Personal Accident Cover: Unravelling the Differences
Wed, August 2, 2023 | 4 min read