Health - Individual Insurance
How is the premium of a group health insurance plan calculated?
Fri, May 31, 2024 | 3 min read
Understanding the dynamics of group health insurance premiums is crucial for organisations investing in the well-being of their employees. This article unravels the complexities, delving into the key factors that influence the calculation of premiums for group health insurance plans.
Decoding the Necessity of Health Checkups in Health Insurance
Thu, May 30, 2024 | 3 min read
Undergoing health checkups before acquiring health insurance is pivotal for comprehensive coverage. The significance of pre-policy medical examinations lies in assessing health status, determining policy eligibility, and influencing premium costs based on individual health profiles.
What is the Meaning of Network and Non-Network Hospitals?
Thu, May 16, 2024 | 3 min read
The very thought of needing hospitalisation tends to cause anxiety even among those who are usually calm in the face of adversities. Added to this is the worry of skyrocketing medical costs.
What is the Preferred Age to Get a Health Insurance Policy
Fri, May 3, 2024 | 3 min read
Just turned 18? It’s super exciting. You’re now an adult and are old enough to drive and vote.
What is Domiciliary Hospitalisation?
Mon, April 29, 2024 | 3 min read
Long-term hospital treatment can be financially, emotionally, and physically draining. This is especially true for caregivers, who need to manage multiple other responsibilities, apart from caring for the patient.
How is the Premium of A Family Floater Health Insurance calculated?
Tue, January 16, 2024 | 3 min read
Family floater health insurance covers your spouse, children, parents and other dependents and protects your family during a medical emergency. Around 70% of the Indian population is estimated to be covered under public health insurance or voluntary private health insurance.
Exploring Why NRIs Prefer Health Insurance from India
Mon, January 15, 2024 | 3 min read
In a world that knows no borders, NRIs are increasingly turning to India's robust health insurance offerings, and the reasons are as diverse as the diaspora itself. Investing in life insurance in India holds a treasure trove of benefits for NRIs, strategically positioning financial well-being and future security.
Understanding Health Insurance for Studying Abroad: A step-by-step guide
Thu, January 11, 2024 | 3 min read
Embarking on an educational journey abroad requires careful consideration of health insurance. This guide unveils the step-by-step process of obtaining health insurance for studying abroad.
What are the Benefits of Student Health Insurance?
Thu, January 11, 2024 | 4 min read
In today’s world, everyone should take insurance regardless of their age and health condition. The young scholars study and work hard in their academic journey to succeed.
Why should you buy Maternity Health Insurance Coverage?
Thu, January 11, 2024 | 3 min read
“Does health insurance cover pregnancy in India?” is a frequently asked question in India. The answer is a big “Yes!” and it has several benefits, some of which we will explain in this article.
Do Hospitals Offer Claim Settlement Assistance?
Fri, May 31, 2024 | 4 min read
The most important facet of a health insurance policy is its claim settlement process. Policyholders often want their insurance company to provide quick claim cover and hence ask, do hospitals offer claim settlement assistance in India?To enjoy the maximum benefit from your health insurance policy, it’s mandatory to know the medical insurance claims processing steps.
How can NRIs get a GST Refund on Health Insurance Policies?
Tue, May 14, 2024 | 3 min read
As the world evolves and NRIs navigate the intricate tapestry of career progression and wealth creation, the spotlight turns to a pivotal aspect often overlooked – health insurance. In a landscape where healthcare costs can escalate in the blink of an eye, health insurance becomes not just a choice but a financial safety net.
What Documents Do I Need to Submit in Case of Cashless Hospitalisation in a Network Hospital?
Mon, May 13, 2024 | 3 min read
Ever needed to rush to an ATM or break an FD because of a medical emergency? Cashless hospitalisation allows you to get immediate medical assistance without having to scramble for funds. This is because your health insurance provider pays the hospital directly, allowing you to focus on getting better.
How Does Smoking Impact Health Insurance Premium?
Fri, May 10, 2024 | 3 min read
In 2021, a study by the World Health Organisation reported that India lost 1% of its GDP to diseases and early deaths, mostly attributed to tobacco use. This clearly establishes how smoking and insurance premiums have an impact in terms of coverage and risk.