Motor Insurance - Claims

Mon, April 22, 2024 | 3 min read

GK Chesterton had once written that he experienced “bitter envy” when London was flooded in his absence since the city looked like Venice. He even imagined gondolas moving elegantly through the London streets.

Wed, January 3, 2024 | 5 min read

Wondering what is a deductible in the context of motor insurance? Motor insurance is a crucial aspect of owning and driving a vehicle in India. The main advantage of motor insurance is that it provides financial protection against damages caused to your vehicle, third-party liabilities, and personal injuries.

Wed, January 3, 2024 | 5 min read

Car insurance is a crucial aspect of responsible vehicle ownership, providing financial protection against potential accidents, damages, and liabilities. A common question is why car insurance premiums often remain the same even as the value of a car depreciates over time.

Sat, December 23, 2023 | 5 min read

Motor insurance, an essential requirement for drivers and their vehicles, is mandatory in India as per the Motor Vehicle Act. A crucial aspect of motor insurance is the "sunset clause".

Sat, December 23, 2023 | 5 min read

Motor insurance is a crucial aspect of owning a car or bike in India.  It is a legal requirement under the Motor Vehicle Act, 1988 and provides financial protection against unforeseen events such as accidents, theft, or damage.

Sat, December 23, 2023 | 5 min read

Motor insurance plays a crucial role in protecting individuals and their vehicles on the road. When it comes to determining liability and settling claims, two primary systems exist: no-fault and fault liability.

Fri, December 15, 2023 | 6 min read

In India, the No Claim Bonus (NCB) is like a golden ticket, rewarding you for being a responsible and cautious driver. It accumulates every claim-free year, helps to reduce your premium costs and eases your financial burden.

Fri, December 15, 2023 | 6 min read

You've been a responsible and cautious driver, ensuring your vehicle's and others' safety on the road. Consequently, you have accumulated a significant No Claim Bonus (NCB) on your motor insurance policy.

Fri, November 17, 2023 | 5 min read

A comprehensive motor insurance policy not only safeguards your vehicle from third-party losses and damages but also protects your vehicle against damages and other situations. To get the benefits of your comprehensive motor insurance policy, you must immediately file a claim in case of an accident or theft.

Tue, August 1, 2023 | 5 min read

‘No Claim Bonus’ or NCB is the reward that motor insurance companies give to their customers for not raising a claim during a policy year. In fact, you can get a flat 20% discount on your insurance premium during renewal for the first claim-free year.