Home Insurance Policy

Wed, May 29, 2024 | 2 min read

When tragedy strikes in the form of a home fire, the expectation is that insurance will be a supportive safety net. However, claim rejections can add further distress.

Wed, May 15, 2024 | 3 min read

Monsoon is a wonderful season, providing relief from the scorching heat. However, for several parts of the country, the rainy season brings with it the threat of floods and the risk of damage to our homes and belongings.

Mon, April 22, 2024 | 4 min read

House ownership in India varies significantly, with 95% of the rural population and 69% of the urban population living in their own homes. Given that a home is a once-in-a-lifetime investment, it only makes sense to protect your property against unforeseen situations.

Tue, January 16, 2024 | 3 min read

India is blessed with unique geo-climatic conditions. But this also makes regions of the country vulnerable to varied natural and man-made disasters, like forest fires, cyclones, floods, and landslides.

Thu, January 11, 2024 | 4 min read

Home isn’t just where your heart is. It is also where you store many assets that have both financial and emotional value.

Wed, December 13, 2023 | 3 min read

Home Insurance, often known as Homeowners Insurance or Property Insurance, is a financial protection plan that guards your house and possessions from dangers and losses. It acts as a backup plan in case of emergencies like fires, thefts, vandalism, or natural calamities like earthquakes and floods.

Wed, August 9, 2023 | 4 min read

When an individual takes out a home loan to finance the purchase of a property, the lender may require that the borrower obtain Home Insurance as a condition of the loan. Home Insurance provides protection for the lender in case the property is damaged or destroyed, as it ensures that the borrower will be able to repay the loan.

Mon, August 7, 2023 | 3 min read

Let's talk about High-Value Home Insurance! Basically, this is a special kind of insurance that's meant for homes that have a higher value than average. Usually, we're talking about homes that would cost more to rebuild or replace.

Wed, August 2, 2023 | 4 min read

An insurance myth is a commonly held belief or misconception about insurance that is not necessarily true or accurate. These myths can often lead to misunderstandings about insurance coverage, which can have negative consequences for policyholders.

Wed, August 2, 2023 | 2 min read

Did you know that a renter is someone who resides in a property without actually owning it? They are also known as 'tenants' and they usually pay a monthly rent or lease payment to their landlord or property owner. Renters can be anyone from individuals to businesses, and they occupy a range of spaces such as apartments, houses, or commercial areas.

Wed, August 2, 2023 | 3 min read

Did you know that there's a type of insurance policy specifically designed for high-value homes? It's called high-value home insurance, offered by insurance companies specializing in coverage for high-net-worth individuals. These policies provide coverage not just for the structure of the home, but also for its contents, outbuildings, and detached structures on the property.

Wed, August 2, 2023 | 3 min read

Landlord Insurance is a type of insurance policy designed specifically for individuals who own and rent out real estate property, such as houses, apartments, or commercial buildings. It provides coverage for damages and losses that can occur to the property or its contents, as well as liability protection in case someone is injured or their property is damaged while on the rented premises.

Wed, August 2, 2023 | 3 min read

So, you know what a renter is, right? It's someone who's living in a property they don't own and paying rent every month to the landlord or property owner. This could be an individual or a business, and the types of spaces they rent can vary from apartments and houses to commercial properties.

Wed, August 2, 2023 | 5 min read

In insurance, the term "premium" refers to the amount of money an individual or business pays to an insurance company in exchange for insurance coverage. This is typically paid on a regular basis, such as monthly or annually, and the amount of the premium is based on factors such as the type and amount of coverage, the insured's level of risk, and the insurer's claims history.

Wed, August 2, 2023 | 5 min read

The smart thing when buying a property would be to plan your insurance needs simultaneously. No one is immune to adversities, but those that can be avoided should very well be.