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Health - Individual Insurance

Individual Insurance

Navigating GST Refund Eligibility on Health Insurance for NRIs

Tue, January 9, 2024 | 3 min read

Embark on a journey into the tax-savvy realm as we unravel the complexities of Ministries of Goods and Services Tax (GST) refund eligibility for health insurance, specifically curated for the discerning Non-Resident Indian (NRI). From eligibility conditions for tax benefits to the necessary documents, the process has been laid out in favour of NRIs when it comes to health insurance in India.

GST Refund on Health Insurance

An Easy Guide for NRIs to Unlock GST Refunds on Health Insurance

Tue, January 9, 2024 | 2 min read

In the intricate world of financial planning, NRIs often find themselves navigating complex tax landscapes. As financial prudence takes centre stage, an often-overlooked avenue emerges – the potential for tax savings on health insurance through GST refunds.

GST Refund for NRIs on Health Insurance

Can NRIs Buy Insurance in India?

Wed, December 20, 2023 | 3 min read

From medical care to loss of life, insurance acts as a saviour in times of emergencies. The various insurance policies available in India enable citizens to have a financial safety net.

Is it Possible to get Health Insurance for People with Heart Ailments?

Tue, December 19, 2023 | 4 min read

Did you know World Heart Day is observed every year on September 29? This day was selected by the World Health Federation and World Health Organisation (WHO) to raise awareness of heart diseases and how to keep this vital organ healthy. If you suffer from heart-related problems, you’re not alone.

Health Ailments

A Guide for Buying NRI Health Insurance in India

Tue, December 19, 2023 | 3 min read

In a world where borders are mere lines on maps and frequent flyer miles are the new currency, Non-Resident Indians (NRIs) find themselves navigating between embracing opportunities abroad and maintaining ties with their homeland. In such a dynamic scenario, where life juggles across different corners of the globe, adequate NRI health insurance becomes the topmost priority.

Do I Have to Pay More Premium If I Smoke Occasionally?

Mon, December 18, 2023 | 3 min read

Smoking is a serious concern in today’s world as it gives rise to many chronic diseases of the heart, and lungs and even causes cancer. According to the World Health Organisation (WHO), over 8 million people die every year due to tobacco use.

Smoking and High Insurance Premium

Should I Also Get an Individual Health Insurance Policy If I Have a Group Health Insurance Plan?

Thu, November 2, 2023 | 3 min read

Everyone's financial planning should include health insurance. Many people have access to Group Health Insurance policies through their workplaces, which cover a number of people under a single policy and offer coverage to a group of people.

What Is Health Insurance And How Is It Beneficial For Me?

Mon, October 30, 2023 | 3 min read

A vital component of contemporary living that offers financial security against the escalating cost of healthcare is Health Insurance. It is a contract between an individual and an insurance company under which the individual pays regular premiums and the insurer, in return, covers all or some of the individual's medical costs.

What Are Health Insurance Riders?

Thu, August 10, 2023 | 3 min read

Sometimes the toughest moments in life might be unpredictable. We always have insurance, but it's not enough to protect us from harm and our loved ones.

Decoding Wellness Benefits in Health Insurance Plans

Wed, August 2, 2023 | 3 min read

What if we told you that you could be rewarded for leading a healthy lifestyle? Yes, you read it right. According to IRDAI, insurance companies are asked to incentivise the eligible insured to eat clean and adopt a healthy lifestyle.

Popular

Do Hospitals Offer Claim Settlement Assistance?

Fri, May 31, 2024 | 4 min read

The most important facet of a health insurance policy is its claim settlement process. Policyholders often want their insurance company to provide quick claim cover and hence ask, do hospitals offer claim settlement assistance in India?To enjoy the maximum benefit from your health insurance policy, it’s mandatory to know the medical insurance claims processing steps.

How can NRIs get a GST Refund on Health Insurance Policies?

Tue, May 14, 2024 | 3 min read

As the world evolves and NRIs navigate the intricate tapestry of career progression and wealth creation, the spotlight turns to a pivotal aspect often overlooked – health insurance. In a landscape where healthcare costs can escalate in the blink of an eye, health insurance becomes not just a choice but a financial safety net.

What Documents Do I Need to Submit in Case of Cashless Hospitalisation in a Network Hospital?

Mon, May 13, 2024 | 3 min read

Ever needed to rush to an ATM or break an FD because of a medical emergency? Cashless hospitalisation allows you to get immediate medical assistance without having to scramble for funds. This is because your health insurance provider pays the hospital directly, allowing you to focus on getting better.

How Does Smoking Impact Health Insurance Premium?

Fri, May 10, 2024 | 3 min read

In 2021, a study by the World Health Organisation reported that India lost 1% of its GDP to diseases and early deaths, mostly attributed to tobacco use. This clearly establishes how smoking and insurance premiums have an impact in terms of coverage and risk.


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