The Government of Kerala, India has implemented the Karunya Health Scheme, a health insurance scheme aimed at providing financial assistance for medical treatments to underprivileged families in the state. This scheme ensures that families with financial constraints can access quality healthcare services without facing excessive financial pressure during medical emergencies.
It specifically targets economically disadvantaged families living below the poverty line, covering vulnerable and financially weaker sections of society in Kerala. Karunya Health Scheme provides comprehensive insurance coverage for a wide range of medical treatments, surgeries, hospitalisation, and medical procedures, including critical illnesses and conditions requiring significant medical interventions.
The scheme offers a range of benefits to beneficiaries, including cashless medical treatment and hospitalisation at a wide network of empathetic hospitals and healthcare facilities. These enhanced hospitals include both government and private hospitals, ensuring that beneficiaries have access to quality healthcare services. With a sum assured of up to Rs. 2 lakh per family per year, the scheme provides substantial financial protection to insured families.
Eligible beneficiaries are issued a unique Karunya Health Scheme health card, which serves as proof of enrolment and allows them to conveniently access cashless medical services at affiliated hospitals. What's more, the premium for the scheme is completely covered by the government, relieving beneficiaries of any additional financial burden.
The Karunya Health Scheme has made a significant impact in Kerala by enhancing healthcare accessibility and affordability for disadvantaged families. Through its comprehensive health insurance coverage, this scheme has successfully relieved the financial strain of medical expenses and guaranteed prompt medical assistance for those in need.
To ensure that you have the latest and most precise information regarding the Karunya Health Scheme, it is crucial to stay updated on any modifications or revisions implemented by the Kerala state government. Don't miss out on the benefits and opportunities provided by this programme – keep yourself well-informed!
