Wondering, what is Mukhyamantri Amrutum Yojana? What are the objectives of the Mukhyamantri Amrutum scheme?
The Below Poverty Line (BPL) households are facing vulnerability and catastrophic health risks. The severe diseases and higher medical expenses have pushed these families into poverty. To overcome these problems, the Gujarat State Government has launched Mukhyamantri Amrutum Yojana on September 4, 2012. In August 2014, it was extended to Mukhyamantri Amrutum Vatsalya Yojana.
Who Can Apply for Mukhyamantri Amrutum Yojana, Gujarat?
The objectives of Mukhyamantri Amrutum Yojana are to provide financial protection and security and access to quality surgical health care to the BPL households. This involves hospitalisation, surgeries and therapies for the treatment of identified diseases.
Talking about Mukhyamantri Amrutum Yojana eligibility criteria
This scheme is for BPL families and for families with a low annual income of Rs. 4,00,000
Senior citizens from families with an annual income of INR 6 lac
Having a U-Win card is compulsory
ASHA reporters and fixed pay employees
Mukhyamantri Amrutum Yojana Apply Process Online
The applicant must have the relevant documents while visiting the nodal agency. Following are the documents required:
Income Certificate
Address proof like Ration card
BPL certificate
Identification proof documents like Aadhar card, PAN card
Also, fill the application form and after verification of the documents, you will get your Amrutum card
What Are the Inclusions and Exclusions of Amrutam Yojana?
The surgeries and treatment that are covered in the Mukhyamantri Amrutam Yojana are:
Neurosurgery
Cardiovascular surgeries
Burns
Neonatal
Renal treatment (Kidney)
Cancer
This scheme aims to cover most medical ailments, except a few that are:
Plastic surgeries
Non-emergency medical procedures
What Is the Income Limit of an Amrutam Card?
The income limit for obtaining an Amrutam card is based on socio- economic categories defined by the Government. Initially, the scheme targets the BPL families but now it also covers the middle- class families with low annual income.
Mukhyamantri Amrutum Yojana amount that is provided to the eligible families is Rs. 3 lakh annually. For Kidney Transplant, Liver Transplant and Pancreas Transplant procedures, the benefit amount is up to Rs 5 lakhs. ASHA workers are given Rs. 100 for each BPL family. The State Government transfers the benefit amount through RTGS.
What Are the Mukhyamantri Amrutum Yojana Benefits?
Following are the features and benefits of this scheme:
Family Floater scheme: This Yojana covers five members of the family including the children
State Funded: The beneficiaries under this scheme do not have to pay any enrollment amount/ premium to avail the benefits as it’s entirely Government funded scheme
Easy Transactions: The District and Speciality hospitals and Medical Infrastructure from PHC, CHC can effectively provide free treatment
Empanelment of Government/ Private Hospitals: Both Government and Private hospitals come under the plan
Death Allowance: Transportation allowance of INR 6/- per kilometre in case of the death of the insured
Cost of Travel: The beneficiary gets INR 300 on treatment from the network hospital
Mukhyamantri Amrutum Vatsalya card validity: Before 2015, its validity was set to 1 year but after that, it was changed to 3 years. Its renewal is simple and can be done after calling customer care or visiting the appointed kiosk
Conclusion
To conclude here, I would like to say that Mukhyamantri Amrutum Yojana is one of the best healthcare initiatives undertaken by the Government of Gujarat for the BPL families. Due to the benefits offered and popularity, this scheme has been successful widely.
