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Business Insurance

Business Insurance

Decoding the Functioning and Structure of Directors and Officers (D&O) Insurance

Wed, August 9, 2023 | 6 min read

While steering your company towards success you try to navigate carefully through the intricate world of corporate governance. But what happens when the actions of directors and officers come under scrutiny? That's where Directors and Officers (D&O) insurance steps in as a knight in shining armour, protecting your top leaders from personal liability.

Defining Co-Insurance

Wed, August 9, 2023 | 6 min read

Insurance terminologies can often be puzzling, and one such term is "co-insurance. " Many individuals find themselves grappling with its meaning and significance.

Scope of Coverage in an Umbrella Policy: What's Included?

Wed, August 9, 2023 | 5 min read

It is universally acknowledged that precaution is always better than cure. Especially when it comes to your business, you want to ensure that you are equipped with the best precautionary measures available.

Principles Underlying Marine Insurance: An Exploration

Wed, August 9, 2023 | 5 min read

Have you ever wondered how goods and products make their way across vast oceans, reaching their intended destinations safely? It's no easy feat, considering the risks and uncertainties involved in international trade.  That's where marine insurance comes into play.

What is Employment Practices Liability Insurance?

Mon, August 7, 2023 | 2 min read

Have you heard of Employment Practices Liability Insurance, aka EPLI? It's an insurance policy that employers can purchase to protect themselves against claims made by employees (or even third parties like customers or vendors) for issues like discrimination, wrongful termination, harassment, and retaliation. And the coverage isn't just for legal fees -- it can also include settlements and judgments resulting from covered claims, as well as costs associated with investigations, witnesses, and court appearances.

What Is A Business Owner’s Policy?

Wed, August 2, 2023 | 5 min read

Have you ever heard of a Business Owner Policy (BOP) and do you know anything about its benefits? It's a pretty handy insurance policy for small to medium-sized businesses that combines multiple kinds of coverage into one package. With a BOP, you get property insurance, which covers damage to your actual property like your building, equipment, or inventory.

What Is Cyber Insurance For Small Businesses?

Wed, August 2, 2023 | 4 min read

Cyber insurance is a type of insurance policy designed to provide coverage against losses or damages caused by cyber-attacks, data breaches, or other types of cyber incidents. Cyber insurance is becoming increasingly important as businesses and individuals become more reliant on technology and face growing risks from cyber threats.

What is Shop Insurance?

Wed, August 2, 2023 | 2 min read

So, have you decided to open up a brick-and-mortar store? Well, before it gets too late, let's talk about shop insurance – because accidents happen. Shop insurance is basically your safety net as a business owner.

What Is Stock Or Goods Insurance

Wed, August 2, 2023 | 3 min read

Discover the world of goods insurance—an essential type of insurance that safeguards your valuable cargo during transportation. It's commonly utilized by businesses and individuals who need to transport goods across land, sea, or air.

What Entails Worker's Compensation Insurance?

Wed, August 2, 2023 | 3 min read

Worker's Compensation Insurance is a policy that employers can get to cover their employees in case they get hurt or sick on the job. In India, it's actually mandatory under the Employee's Compensation Act, which is all about protecting workers' rights and making sure they get financial help if something goes wrong.

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