Home Insurance

Wed, August 2, 2023 | 2 min read

Did you know that a renter is someone who resides in a property without actually owning it? They are also known as 'tenants' and they usually pay a monthly rent or lease payment to their landlord or property owner. Renters can be anyone from individuals to businesses, and they occupy a range of spaces such as apartments, houses, or commercial areas.

Wed, August 2, 2023 | 3 min read

Did you know that there's a type of insurance policy specifically designed for high-value homes? It's called high-value home insurance, offered by insurance companies specializing in coverage for high-net-worth individuals. These policies provide coverage not just for the structure of the home, but also for its contents, outbuildings, and detached structures on the property.

Wed, August 2, 2023 | 3 min read

Landlord Insurance is a type of insurance policy designed specifically for individuals who own and rent out real estate property, such as houses, apartments, or commercial buildings. It provides coverage for damages and losses that can occur to the property or its contents, as well as liability protection in case someone is injured or their property is damaged while on the rented premises.

Wed, August 2, 2023 | 3 min read

So, you know what a renter is, right? It's someone who's living in a property they don't own and paying rent every month to the landlord or property owner. This could be an individual or a business, and the types of spaces they rent can vary from apartments and houses to commercial properties.

Wed, August 2, 2023 | 5 min read

In insurance, the term "premium" refers to the amount of money an individual or business pays to an insurance company in exchange for insurance coverage. This is typically paid on a regular basis, such as monthly or annually, and the amount of the premium is based on factors such as the type and amount of coverage, the insured's level of risk, and the insurer's claims history.

Wed, August 2, 2023 | 5 min read

The smart thing when buying a property would be to plan your insurance needs simultaneously. No one is immune to adversities, but those that can be avoided should very well be.

Wed, August 2, 2023 | 3 min read

Property Insurance is a type of insurance policy designed to provide coverage for losses or damage to property, such as a home or a business. Property Insurance can cover a wide range of risks, including damage from natural disasters like fires, floods, and earthquakes, as well as damage from theft or vandalism.

Wed, August 2, 2023 | 4 min read

The home insurance is a type of insurance policy that provides coverage for losses or damages to a residential building and its contents caused by various perils, such as fire, earthquake, theft, flood, and other specified risks. Home insurance policies can be either a standard fire and special perils policy or a comprehensive policy that includes various additional covers, such as burglary and theft, personal accident, and liability coverage.

Wed, August 2, 2023 | 3 min read

Is home insurance required in India, and is it better than renter's insurance? If you are a home owner, then home insurance is of utmost relevance to you as it provides coverage for the physical structure of your home and its contents, in the event of damage or loss due to covered perils such as fire, theft, vandalism, and natural disasters. Why is home insurance policy essential?In general, a Home Insurance policy provides protection for the structure of the home, including the walls, roof, and foundation, and any attached structures such as a garage or balcony, etc.

Wed, August 2, 2023 | 5 min read

Water damage to a house happens when water gets in and harms the structure or things inside, and can also make people sick. The damage can happen for different reasons like floods, heavy rain, storms, burst pipes, old roofs, or worn-out appliances.