Health Cover

Wed, August 9, 2023 | 6 min read

Ayushman Bharat Yojana is a prominent scheme initiated by the Government of India, following the recommendations of the National Health Policy 2017. Its primary objective is to achieve Universal Health Coverage (UHC), aligning with the Sustainable Development Goals (SDGs) and the core principle of ensuring that no one is left behind.

Mon, August 7, 2023 | 3 min read

Let's talk about High-Value Home Insurance! Basically, this is a special kind of insurance that's meant for homes that have a higher value than average. Usually, we're talking about homes that would cost more to rebuild or replace.

Wed, August 2, 2023 | 3 min read

In India, Top-up plans are health plans that give extra coverage to an existing health plan. These plans help people who have used up all of their health insurance or have a high amount to pay before their insurance kicks in.

Wed, August 2, 2023 | 3 min read

What if we told you that you could be rewarded for leading a healthy lifestyle? Yes, you read it right. According to IRDAI, insurance companies are asked to incentivise the eligible insured to eat clean and adopt a healthy lifestyle.

Wed, August 2, 2023 | 4 min read

Group Health Insurance in India is a type of health insurance policy that provides coverage to a group of individuals, usually employees of a company (above 18 years of age till the age of 70 years who are associated with an organisation) or members of an association. The policy covers the employees along with their family members (spouse and up to 3 children aged 3 months to 25 years) medical expenses incurred by the insured individuals due to pre-hospitalisation expenses, surgery, post-hospitalisation expenses, in-patient hospitalisation, day-care procedures, ambulance expense, and other medical treatments.

Wed, August 2, 2023 | 3 min read

When it comes to Health Insurance, the more you know the better. A Health Insurance policy takes care of your medical expenses in case of unexpected mishappening.

Wed, August 2, 2023 | 3 min read

The modern world’s severe pollution, chemical-laden products, and stressful lifestyle have become the harbinger of critical illnesses. New viruses introduced to our ecosystem have created havoc with our already dwindling health, forcing us to rethink our choices and secure our health.

Wed, August 2, 2023 | 3 min read

Group Health Insurance in India is a type of health insurance policy that provides coverage to a group of individuals, usually employees of a company or members of an association. The policy covers the medical expenses incurred by insured individuals due to hospitalisation, surgery, and other medical treatments.

Wed, August 2, 2023 | 4 min read

Group Health Insurance policies provide coverage to a group of individuals, typical employees of an organisation, against the financial impact of medical expenses arising from illness or injury. However, like any insurance policy, Group Health Insurance policies have exclusions that limit the scope of coverage.

Wed, August 2, 2023 | 3 min read

Unforeseen medical expenses can be quite draining and can put you in financial jeopardy. To pay your hospital bills one doesn’t always have ready cash at hand.

Wed, August 2, 2023 | 2 min read

Life can be unpredictable and with rising healthcare costs it is best to be prepared by investing in health insurance. In the last year alone, India has witnessed a hike of 14% in healthcare inflation, almost double from previous figures.

Wed, August 2, 2023 | 2 min read

You may think that having a health insurance policy is enough and in most cases, it might be but does it offer you sufficient coverage if you develop a critical health condition? A health insurance policy covers ailments that could be treated over time, however, a Critical Illness policy covers fatal medical conditions such as paralysis, kidney failure, heart attack, liver cirrhosis, lung diseases, cancer, etc. It provides you with financial compensation to cover the high medical expenses incurred by you in case of critical illness treatment.

Wed, August 2, 2023 | 2 min read

Among the many advantageous features of a Health Insurance policy is cashless treatment, which means you can receive the right treatment but need not pay for it. However, this feature is only applicable to network hospitals.