Health Insurance Policy

Tue, October 31, 2023 | 6 min read

The Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) is a health insurance scheme introduced by the Government of Maharashtra. This plan offers cashless services for specific illnesses and functions by enabling linkage between the government and private sectors.

Mon, October 30, 2023 | 3 min read

A vital component of contemporary living that offers financial security against the escalating cost of healthcare is Health Insurance. It is a contract between an individual and an insurance company under which the individual pays regular premiums and the insurer, in return, covers all or some of the individual's medical costs.

Mon, October 30, 2023 | 3 min read

The current surge in Covid-19 has resulted in a spike in active cases of the virus in India. According to the Union Health Ministry, 10,542 new coronavirus infections were registered in the past 24-hour period, bringing the total active cases to 63,562.

Mon, October 23, 2023 | 3 min read

The Employment State Insurance Scheme (ESIS) is a crucial social security and health insurance program in India. It aims to provide valuable medical and cash benefits to eligible employees and their dependents.

Tue, October 17, 2023 | 4 min read

The government of Telangana has implemented a comprehensive health insurance scheme specifically designed to cater to the needs of its employees, pensioners, journalists, and their respective families. Managed by the Arogyasri Health Care Trust, the scheme provides coverage for outpatient and inpatient treatment, as well as follow-up services, and it is completely funded by the government, which means that it does not require any contribution from the beneficiaries.

Fri, September 1, 2023 | 4 min read

Launched in 2007 by the Government of Andhra Pradesh, the Rajiv Aarogyasri Scheme is a comprehensive health insurance initiative aimed at providing financial security and improved healthcare access to disadvantaged individuals in society.  Rajiv Aarogyasri Scheme: Objective and EligibilityThe primary objective of this scheme is to offer a safety net for the underprivileged, ensuring they can receive high-quality medical treatments without facing financial burdens.

Thu, August 10, 2023 | 3 min read

Sometimes the toughest moments in life might be unpredictable. We always have insurance, but it's not enough to protect us from harm and our loved ones.

Wed, August 9, 2023 | 6 min read

Ayushman Bharat Yojana is a prominent scheme initiated by the Government of India, following the recommendations of the National Health Policy 2017. Its primary objective is to achieve Universal Health Coverage (UHC), aligning with the Sustainable Development Goals (SDGs) and the core principle of ensuring that no one is left behind.

Wed, August 2, 2023 | 3 min read

What if we told you that you could be rewarded for leading a healthy lifestyle? Yes, you read it right. According to IRDAI, insurance companies are asked to incentivise the eligible insured to eat clean and adopt a healthy lifestyle.

Wed, August 2, 2023 | 3 min read

When it comes to Health Insurance, the more you know the better. A Health Insurance policy takes care of your medical expenses in case of unexpected mishappening.

Wed, August 2, 2023 | 3 min read

The modern world’s severe pollution, chemical-laden products, and stressful lifestyle have become the harbinger of critical illnesses. New viruses introduced to our ecosystem have created havoc with our already dwindling health, forcing us to rethink our choices and secure our health.

Wed, August 2, 2023 | 3 min read

Unforeseen medical expenses can be quite draining and can put you in financial jeopardy. To pay your hospital bills one doesn’t always have ready cash at hand.

Wed, August 2, 2023 | 2 min read

Life can be unpredictable and with rising healthcare costs it is best to be prepared by investing in health insurance. In the last year alone, India has witnessed a hike of 14% in healthcare inflation, almost double from previous figures.

Wed, August 2, 2023 | 2 min read

You may think that having a health insurance policy is enough and in most cases, it might be but does it offer you sufficient coverage if you develop a critical health condition? A health insurance policy covers ailments that could be treated over time, however, a Critical Illness policy covers fatal medical conditions such as paralysis, kidney failure, heart attack, liver cirrhosis, lung diseases, cancer, etc. It provides you with financial compensation to cover the high medical expenses incurred by you in case of critical illness treatment.

Wed, August 2, 2023 | 2 min read

Among the many advantageous features of a Health Insurance policy is cashless treatment, which means you can receive the right treatment but need not pay for it. However, this feature is only applicable to network hospitals.