Life Insurance

Wed, December 20, 2023 | 3 min read

From medical care to loss of life, insurance acts as a saviour in times of emergencies. The various insurance policies available in India enable citizens to have a financial safety net.

Thu, November 9, 2023 | 3 min read

Financial planning is not complete without insurance protection for your assets and future. But in order to guarantee that you have the appropriate coverage, you must first comprehend how many types of insurance are available in India?What Is Insurance?Insurance is one strategy to reduce your financial risks.

Mon, October 30, 2023 | 3 min read

Unit Linked Insurance Plans (ULIPs) are a unique economic product that mixes the advantages of existence coverage with funding opportunities inside the economic markets. In this comprehensive guide, we can explore the key features, benefits, and risks related to ULIPs, enabling you to make knowledgeable investment choices that align together with your long-time period goals and financial needs.

Wed, August 9, 2023 | 2 min read

Well, let's have a chuckle and define a non-working wife as a woman who doesn't bring home the bacon through official employment or business ventures. Whether or not, she's a domestic goddess handling all the cooking, cleaning, and family wrangling is up for debate.

Wed, August 9, 2023 | 2 min read

Changes can be daunting, especially when they're unexpected. Take a change of nominee for example.

Wed, August 9, 2023 | 3 min read

ParametersWhole Life InsuranceTerm insuranceWhat is it Whole life insurance is a type of life insurance policy that provides coverage for the entire life of the policyholder, as long as the premiums are paid. As per the guidelines of the Insurance Regulatory and Development Authority of India (IRDAI), whole life insurance policies can be offered by insurance companies in India.

Wed, August 9, 2023 | 2 min read

Are you worried about your child’s education, buying a house, or planning a retirement?Do you wish to get a sweet lump sum payment that combines your original coverage amount with your accumulated savings? It's like hitting the savings jackpot!Then a type of life insurance called an endowment insurance plan? Is a great option to consider because it combines both protection and savings. Basically, the policyholder pays a regular premium to the insurance company, which provides life insurance coverage for a specific period (usually between 10 to 30 years).

Wed, August 9, 2023 | 2 min read

Term insurance plans are crafted to offer coverage for a specific duration, typically between 5 to 30 years. They provide a death benefit to the policyholder's beneficiaries if, god forbid, the policyholder passes away within the policy's term.

Wed, August 9, 2023 | 3 min read

Everyone thinks about their golden age when they can finally retire from work, put up their feet and enjoy a leisurely life. But do you know the retirement age in India?Well, we have an answer for you, the retirement age in India varies depending on the specific sector and occupation.

Wed, August 9, 2023 | 3 min read

So, have you ever wondered where the word "endowment" comes from? Well, it actually has its roots in the Latin word "indotare", which meant "to supply with a settlement". Eh, that makes sense, right? Back in the Middle Ages, endowments were given as gifts of land or property to support churches or other institutions.

Wed, August 9, 2023 | 3 min read

Looking for a life insurance policy that lets you invest your hard-earned cash? Well, look no further! Variable Life Insurance (VLI) is the answer! VLI policies are typically offered as unit-linked insurance plans (ULIPs), which combine life insurance coverage with an investment component. ULIPs are a popular investment option for individuals looking to invest in the stock market or other investment vehicles, while also providing life insurance coverage.

Wed, August 9, 2023 | 3 min read

Do, you want to know what this whole "premium" thing is all about in insurance? Well, let us break it down for you. The Insurance Regulatory and Development Authority (IRDA) is the governing body for the insurance sector in India.

Wed, August 9, 2023 | 2 min read

Are you and your boo thang looking to tie the knot and secure your financial future together? Or maybe you and your biz partner want to make sure your company is covered in case one of you kicks the bucket. Either way, a joint life insurance policy might be the way to go.

Wed, August 9, 2023 | 2 min read

So, you know that thing called term insurance? Yeah, you only need to worry about it if you're six feet under. If that's the case, then the death benefit (fancy term for sum assured) will be paid to your nominee or legal heir according to what's written in the policy.

Wed, August 9, 2023 | 6 min read

In the world of financial planning and investment, you may have come across Unit Linked Insurance Plans (ULIPs). They have gained significant popularity due to their unique combination of security and investment features, making them an attractive option for many.