Types Of Insurance

Wed, January 3, 2024 | 3 min read

The number of train accidents in India has seen a dramatic drop of 80 per year over the past decade from the annual 1,390 in the 1960s. Yet officials say that only less than 50% of the passengers choose train travel insurance.

Wed, January 3, 2024 | 5 min read

Wondering how IDV is calculated in motor insurance? Picture this: You're the proud owner of a shiny new car. However, what if your beloved vehicle gets stolen or damaged beyond repair? How much would your insurance provider reimburse you? This brings us to Insured Declared Value (IDV) in motor insurance, a crucial factor in determining compensation.

Fri, December 29, 2023 | 3 min read

Relocating to another country for further studies, work, or other reasons, is a significant task. There are many things you need to be mindful of.

Sat, December 23, 2023 | 3 min read

Are you worried about the fate of your LIC life insurance policy once you move out of India? There is no need to worry, as LIC considers your policy valid even if you shift overseas. The only condition is that you regularly pay your premiums on time.

Sat, December 23, 2023 | 5 min read

Motor insurance is an essential aspect of owning a motor vehicle in India. It not only provides financial protection against unforeseen events but is also mandated by the Motor Vehicle Act.

Sat, December 23, 2023 | 5 min read

Curious to know how 'Pay As You Drive' works in India? As a step towards 'Digital India', the Insurance Regulatory and Development Authority of India (IRDAI) introduced a new type of Own Damage (OD) vehicle insurance - Pay As You Drive.  Under this plan, you can pay discounted premiums towards Own Damage motor insurance based on your car's usage.

Sat, December 23, 2023 | 3 min read

No other form of travel can beat the stunning visuals, rhythmic sound and family time that a train journey offers. Even food tastes better against the rocking motion and green backdrop.

Sat, December 23, 2023 | 5 min read

Motor insurance, an essential requirement for drivers and their vehicles, is mandatory in India as per the Motor Vehicle Act. A crucial aspect of motor insurance is the "sunset clause".

Sat, December 23, 2023 | 5 min read

In the insurance sector, Insured Declared Value (IDV) is a critical factor that determines the coverage and compensation you receive. Whether you're insuring your vehicle, home, health, or electronics, understanding IDV is essential for ensuring adequate protection.

Tue, December 19, 2023 | 4 min read

Growing awareness about the benefits of travel insurance, its easy accessibility and the wide variety of available products is driving the growth of India’s travel insurance market. Expected to expand at a CAGR of 17.

Tue, December 19, 2023 | 3 min read

There’s something just so romantic about train travel that flights just don’t have. From the iconic DDLJ to Chennai Express, travelling on a train in India is an emotion.

Tue, December 19, 2023 | 4 min read

Did you know World Heart Day is observed every year on September 29? This day was selected by the World Health Federation and World Health Organisation (WHO) to raise awareness of heart diseases and how to keep this vital organ healthy. If you suffer from heart-related problems, you’re not alone.

Fri, December 15, 2023 | 6 min read

You've been a responsible and cautious driver, ensuring your vehicle's and others' safety on the road. Consequently, you have accumulated a significant No Claim Bonus (NCB) on your motor insurance policy.

Fri, December 15, 2023 | 5 min read

Car insurance is an essential requirement for vehicle owners in India. While a basic vehicle insurance policy fulfils legal obligations, it may not provide adequate coverage for damages to your vehicle.

Fri, December 15, 2023 | 5 min read

In today's fast-paced world, protecting your vehicles from unforeseen damages and accidents is crucial. Hence, motor insurance plays a pivotal role.