For Indian Railways passengers, IRCTC is the primary platform for booking train tickets in India. Sometimes, you may miss the option to add travel insurance while booking your train tickets. Don't worry; IRCTC allows you to include travel insurance even after you have completed your ticket booking.
IRCTC Train Ticket Booking: How To Add Travel Insurance Online
It is an easy way to opt in for travel insurance after buying tickets, and we will explain to you how to add travel insurance from IRCTC after your ticket booking, ensuring your journey is secure and worry-free.
Step 1: Understanding IRCTC Travel Insurance
Before researching the process, let us understand what IRCTC's travel insurance offers. IRCTC provides travel insurance as an optional or, you can say, an add-on to your train ticket. This insurance covers accidents, illnesses, and train delays during your travels to provide peace of mind.
Step 2: How to login on IRCTC website for adding travel insurance
Follow these simple and easy steps to find your booked train ticket.
Visit the official IRCTC website, www.irctc.co.in or the IRCTC app on your mobile device. The website, too, is compatible with all browsers.
Log in to your IRCTC account. If you don't have an account, you can easily create one using your email address.
Enter your details, as well as your travel date, to search for your current booked details.
Step 3: Now you can add travel insurance from IRCTC after completing your ticket booking online:
Log In: If you haven't logged in, please do so now and sign in to your IRCTC account using your credentials.
Access Your Booked Tickets: Click on the "My Account" tab after logging in. Under this section, you will find the "My Transactions" option.
Choose the Ticket: In the "My Transactions" section, you will see a list of your booked tickets. Select the specific ticket for which you want to add travel insurance.
Add Insurance: Scroll down to the "Insurance" section after selecting the ticket. You will see an option that allows you to add travel insurance. Click on this option.
Review and Confirm: Review the insurance details, including coverage, premium cost, and terms. Ensure that all passenger details are accurate. Confirm whether you would like to add travel insurance to your purchase. Upon confirmation, The total ticket price will automatically include the insurance premium.
Step 4: Benefits of IRCTC Travel Insurance
Understanding the benefits of IRCTC's travel insurance is crucial. Here's what you gain by opting for it:
Accident Coverage: The insurance covers accidental injuries, disabilities, and fatalities that may occur during your journey.
Medical Expenses: In case of sudden illness or medical emergencies during your journey, the insurance will reimburse your medical expenses. The insurance can also cover additional expenses or inconvenience from train delays or cancellations.
Luggage Coverage: If your luggage is lost, damaged, or stolen during your journey, the insurance can compensate.
Assistance Helpline: IRCTC's travel insurance includes a 24/7 helpline to assist you
Step 5: Reviewing Terms and Conditions
Before adding travel insurance, it's crucial to go through the terms and conditions to understand what's covered and what's not. Key points to consider include:
Coverage Limits: Familiarize yourself with the maximum claim amounts for different.
Exclusions: It's crucial to understand what the policy excludes.
Claim Procedure: Learn how to file a claim, including the required documentation and timeframes.
Validity: Ensure the insurance covers you from boarding to disembarkation points.
Simply put, travel insurance always helps when you embark on a train journey. Your IRCTC train ticket booking can be completed in a few minutes and this article has provided all the information you need to get insurance from IRCTC even after your ticket booking.
With travel insurance, you can be confident and stress-free during your train journey, knowing you are secure and protected from unforeseen events. In summary, IRCTC's travel insurance offers a safety net for passengers, and it's advisable to consider this option after considering your coverage needs.
