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CLEAR

International Travel Insurance Is Mandatory When Travelling Abroad

Author: Team Finpage
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Wednesday, December 27, 2023

Planning a foreign trip? Foreign travel is a lot of fun and enjoyment. Travelling across the world isn’t just fun; research findings suggest that it works wonders for emotional health as well. Numerous scientific studies show that travelling is a proven way to lower stress levels, and it makes a big difference to one's happiness as well. After all, a foreign travel vacation is a wonderful opportunity to take a break, explore new places, reconnect with ourselves and feel good to return home feeling our very best.

When drawing up your foreign travel plans, consider a good international travel insurance plan. Whether you are travelling alone for business or planning a family vacation, an adequate travel plan protects you from any unforeseen accident, mishap or incident that might lead to financial or personal losses.

Understanding International Travel Insurance  

An international travel insurance plan is your financial protective shield while you travel to a foreign land. It offers financial safety in critical situations such as sudden medical emergencies, missing a flight, loss of checked-in baggage, and similar situations. Also, consider adding accidental insurance, home insurance, loss of cash and such add-ons to your international travel insurance plan.

Significant coverage is available under the International Travel Insurance plan. You can buy a suitable travel insurance plan for your solo trip or get your family covered in a single policy for a family vacation. You can also customise coverage inclusions to buy a policy that will fulfil your specific requirements on a foreign tour. 

 Important features to consider for an International Travel Insurance

  • Lost checked-in baggage 

  • Passport loss

  • Extra accommodation costs

  • Flight delays

  • Medical emergency

  • Home-burglary  or losing valuable belongings

  • Losing travel funds 

  • Baggage loss or baggage delay 

  • Accidents 

  • Adventure sports injury 

  • Third party injury 

  • Rescheduling or cancelling flights 

 However, for buying an overseas travel insurance plan with add-ons, you need to give an extra premium.

  Benefits of International Travel Insurance 

  • It provides financial protection against medical emergency, accident, dental issues. It may also provide cover if you are tested positive for COVID while travelling. 

  • International travel insurance plan from a reputed insurance provider also offers cashless hospitalisation facility abroad in case of accident or sickness.

  • Offers assistance and finance for procuring duplicate essential documents such as passport, tickets  in case of theft. 

  • In case of any trip delay or cancellation, you need not worry about extra cost for your accommodation.  

  • It offers financial assistance for any adverse circumstances resulting due to flight delays, flight cancellations, missed connection flights, flight hijack etc. 

  • Your international travel plan provides adequate coverage and  also gives reimbursement if your trip is cancelled for any reason.

Conclusion

A Cornell University study highlights an interesting fact that people are happier by just planning a trip! More interesting fact is that after three days of a vacation, travellers claim to be in a more restful, happier state of mind and less anxious. When you are planning a trip to an international destination, a good way to plan ahead is to follow mandatory travel insurance requirements and enjoy every moment of your foreign travel to the fullest.

T
Team Finpage

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