Travelling has always been one of the most preferred options for breaking the daily monotony of life and experiencing new places and creating memorable moments. But the element of uncertainty that has the potential to mar all the fun and excitement cannot be ruled out. Unexpected situations can turn your travel plans upside down and you don't want to go through unnecessary hassles. The thrill of exploring new places is an unparalleled experience but it is essential to prepare for uncertainties so that you don't have to undergo any stress. Several types of travel insurance options are now easily available and most travellers prefer to opt for them based on their needs and travel circumstances. Broadly, this is classified into domestic and international travel insurance.
Domestic travel insurance does not cover loss of passport
Domestic travel insurance is like a safety mesh that guards you from uncalled consequences that you might get subject to while travelling. The coverage extended by the domestic travel insurance policies can differ depending on the specific insurance provider and policy terms. However, generally speaking, loss of passport is not typically covered under standard domestic travel insurance plans.
A travel insurance on a domestic level covers the insured for the following:
Medical emergencies
Trip cancellation or interruptions
Flight delays or cancellations
Accidents
Route issues
Loss of baggage
A personal liability like the one in case of theft or robbery or any other unforeseen situation
Keep in mind that the loss of passport is usually considered a personal liability and the cost of obtaining a replacement passport is typically not covered by domestic travel insurance. It is advisable to keep your passport safe throughout your journey and take necessary steps to prevent any possibility of its loss or theft.
Most people tend to opt for travel insurance when they go on international trips. But it is essential to consider domestic travel insurance as it comes with a comprehensive plan that shields you from the vagaries that you may encounter during a domestic trip.
What are the benefits of domestic travel insurance?
It covers the policy holder’s travel related medical emergencies including accidents, aiding him to avail quality services in a hassle free manner.
It covers the loss borne by the insured as a result of flight delays or flight cancellations.
It covers the policy holder for the loss of his baggage.
It covers the policy holder for the loss resulting from the cancellation of his trip.
It covers the policy holder for the loss resulting from personal liabilities. This feature offers coverage against accidental damage to other people’s property and it is ideal for those who are travelling with kids.
Also if the insured gets robbed or faces theft and has no money left the insurer provides emergency cash.
If you love to travel in a hassle-free manner, consider domestic travel insurance as an essential safety net. It provides security assistance and reassurance in unexpected situations while you are on the move. Most importantly, it covers you like a shield so that you can enjoy travelling in a stress-free manner.
