Health Policy

Fri, May 10, 2024 | 3 min read

In 2021, a study by the World Health Organisation reported that India lost 1% of its GDP to diseases and early deaths, mostly attributed to tobacco use. This clearly establishes how smoking and insurance premiums have an impact in terms of coverage and risk.

Thu, May 9, 2024 | 3 min read

Have a sedentary job, live in a city with high pollution, don’t have the time for balanced meals, or have a family history of serious illnesses? If any or all of these sound familiar, you could be prone to critical illness. While prevention is best, we should also do the needful to have access to proper care in case of a critical illness.

Wed, May 8, 2024 | 3 min read

A group health insurance policy provides coverage for your employees under a single plan. Employers can choose the policy terms as per the size and needs of their organisation.

Fri, May 3, 2024 | 3 min read

Just turned 18? It’s super exciting. You’re now an adult and are old enough to drive and vote.

Tue, April 30, 2024 | 3 min read

Floater health insurance covers the entire family under a single plan. This is like an umbrella cover where every member is protected under a common pool.

Mon, April 29, 2024 | 3 min read

Long-term hospital treatment can be financially, emotionally, and physically draining. This is especially true for caregivers, who need to manage multiple other responsibilities, apart from caring for the patient.

Tue, January 16, 2024 | 3 min read

Family floater health insurance covers your spouse, children, parents and other dependents and protects your family during a medical emergency. Around 70% of the Indian population is estimated to be covered under public health insurance or voluntary private health insurance.

Mon, January 15, 2024 | 3 min read

In a world that knows no borders, NRIs are increasingly turning to India's robust health insurance offerings, and the reasons are as diverse as the diaspora itself. Investing in life insurance in India holds a treasure trove of benefits for NRIs, strategically positioning financial well-being and future security.

Thu, January 11, 2024 | 3 min read

Embarking on an educational journey abroad requires careful consideration of health insurance. This guide unveils the step-by-step process of obtaining health insurance for studying abroad.

Thu, January 11, 2024 | 4 min read

In today’s world, everyone should take insurance regardless of their age and health condition. The young scholars study and work hard in their academic journey to succeed.

Thu, January 11, 2024 | 3 min read

“Does health insurance cover pregnancy in India?” is a frequently asked question in India.   The answer is a big “Yes!” and it has several benefits, some of which we will explain in this article.

Tue, January 9, 2024 | 3 min read

Embark on a journey into the tax-savvy realm as we unravel the complexities of Ministries of Goods and Services Tax (GST) refund eligibility for health insurance, specifically curated for the discerning Non-Resident Indian (NRI). From eligibility conditions for tax benefits to the necessary documents, the process has been laid out in favour of NRIs when it comes to health insurance in India.

Tue, January 9, 2024 | 2 min read

In the intricate world of financial planning, NRIs often find themselves navigating complex tax landscapes. As financial prudence takes centre stage, an often-overlooked avenue emerges – the potential for tax savings on health insurance through GST refunds.

Mon, January 8, 2024 | 3 min read

Did you know that India has among the highest rates of medical inflation in Asia? Yes, with 14% inflation in medical expenses, Indian households find it increasingly difficult to afford quality healthcare. That’s why the demand for health insurance is rising (was up 25% in 2022).

Thu, December 28, 2023 | 5 min read

Looking for information on the West Bengal Health Scheme? In 2008, the state of West Bengal launched its official scheme, known as the West Bengal Health Scheme, intending to provide better medical facilities to its entire ecosystem of state government employees. Simply put, it is the state’s health insurance scheme for all government employees in West Bengal, it also replaces the earlier Medical Attendance Rules of 1964 and it further requires employees to give up their medical allowance.