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Health Policy

TAGGED ARTICLES

Does Group Health Insurance Provide Cashless Facility Across India?

Wed, May 8, 2024 | 3 min read

A group health insurance policy provides coverage for your employees under a single plan. Employers can choose the policy terms as per the size and needs of their organisation.

What is the Preferred Age to Get a Health Insurance Policy

Fri, May 3, 2024 | 3 min read

Just turned 18? It’s super exciting. You’re now an adult and are old enough to drive and vote.

What All Ailments Are Not Covered in the Floater Coverage?

Tue, April 30, 2024 | 3 min read

Floater health insurance covers the entire family under a single plan. This is like an umbrella cover where every member is protected under a common pool.

What is Domiciliary Hospitalisation?

Mon, April 29, 2024 | 3 min read

Long-term hospital treatment can be financially, emotionally, and physically draining. This is especially true for caregivers, who need to manage multiple other responsibilities, apart from caring for the patient.

How is the Premium of A Family Floater Health Insurance calculated?

Tue, January 16, 2024 | 3 min read

Family floater health insurance covers your spouse, children, parents and other dependents and protects your family during a medical emergency. Around 70% of the Indian population is estimated to be covered under public health insurance or voluntary private health insurance.

Exploring Why NRIs Prefer Health Insurance from India

Mon, January 15, 2024 | 3 min read

In a world that knows no borders, NRIs are increasingly turning to India's robust health insurance offerings, and the reasons are as diverse as the diaspora itself. Investing in life insurance in India holds a treasure trove of benefits for NRIs, strategically positioning financial well-being and future security.

Understanding Health Insurance for Studying Abroad: A step-by-step guide

Thu, January 11, 2024 | 3 min read

Embarking on an educational journey abroad requires careful consideration of health insurance. This guide unveils the step-by-step process of obtaining health insurance for studying abroad.

What are the Benefits of Student Health Insurance?

Thu, January 11, 2024 | 4 min read

In today’s world, everyone should take insurance regardless of their age and health condition. The young scholars study and work hard in their academic journey to succeed.

Why should you buy Maternity Health Insurance Coverage?

Thu, January 11, 2024 | 3 min read

“Does health insurance cover pregnancy in India?” is a frequently asked question in India.   The answer is a big “Yes!” and it has several benefits, some of which we will explain in this article.

Navigating GST Refund Eligibility on Health Insurance for NRIs

Tue, January 9, 2024 | 3 min read

Embark on a journey into the tax-savvy realm as we unravel the complexities of Ministries of Goods and Services Tax (GST) refund eligibility for health insurance, specifically curated for the discerning Non-Resident Indian (NRI). From eligibility conditions for tax benefits to the necessary documents, the process has been laid out in favour of NRIs when it comes to health insurance in India.

An Easy Guide for NRIs to Unlock GST Refunds on Health Insurance

Tue, January 9, 2024 | 2 min read

In the intricate world of financial planning, NRIs often find themselves navigating complex tax landscapes. As financial prudence takes centre stage, an often-overlooked avenue emerges – the potential for tax savings on health insurance through GST refunds.

Does My Health Insurance Policy Cover Pre-Existing Health Conditions

Mon, January 8, 2024 | 3 min read

Did you know that India has among the highest rates of medical inflation in Asia? Yes, with 14% inflation in medical expenses, Indian households find it increasingly difficult to afford quality healthcare. That’s why the demand for health insurance is rising (was up 25% in 2022).

West Bengal Health Scheme (WBHS)

Thu, December 28, 2023 | 5 min read

Looking for information on the West Bengal Health Scheme? In 2008, the state of West Bengal launched its official scheme, known as the West Bengal Health Scheme, intending to provide better medical facilities to its entire ecosystem of state government employees. Simply put, it is the state’s health insurance scheme for all government employees in West Bengal, it also replaces the earlier Medical Attendance Rules of 1964 and it further requires employees to give up their medical allowance.

Universal Health Insurance Scheme (UHIS)

Wed, December 27, 2023 | 5 min read

Launched as a country-wide health insurance scheme in July 2003, the Universal Health Insurance Scheme (UHIS) is an extensively recognised government health insurance initiative that specifically targets low-income groups, particularly those who are the main breadwinners. This policy provides coverage for medical expenses and also includes personal accident cover.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Wed, December 27, 2023 | 3 min read

Launched as part of the Budget announcement for 2015-16, Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a social security and life insurance plan provided by the Ministry of Finance. It is implemented through banks in alignment with Insurance companies and in sync with the directions set by the Government of India.

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