Health Policy

Wed, December 27, 2023 | 5 min read

Launched as a country-wide health insurance scheme in July 2003, the Universal Health Insurance Scheme (UHIS) is an extensively recognised government health insurance initiative that specifically targets low-income groups, particularly those who are the main breadwinners. This policy provides coverage for medical expenses and also includes personal accident cover.

Wed, December 27, 2023 | 3 min read

Launched as part of the Budget announcement for 2015-16, Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a social security and life insurance plan provided by the Ministry of Finance. It is implemented through banks in alignment with Insurance companies and in sync with the directions set by the Government of India.

Tue, December 26, 2023 | 2 min read

The Yeshasvini Health Insurance Scheme is a compelling government-sponsored program in the state of Karnataka, India. This innovative initiative aims to provide accessible and affordable health insurance coverage to farmers and members of cooperative societies in rural areas.

Tue, December 19, 2023 | 4 min read

Did you know World Heart Day is observed every year on September 29? This day was selected by the World Health Federation and World Health Organisation (WHO) to raise awareness of heart diseases and how to keep this vital organ healthy. If you suffer from heart-related problems, you’re not alone.

Tue, December 19, 2023 | 3 min read

In a world where borders are mere lines on maps and frequent flyer miles are the new currency, Non-Resident Indians (NRIs) find themselves navigating between embracing opportunities abroad and maintaining ties with their homeland. In such a dynamic scenario, where life juggles across different corners of the globe, adequate NRI health insurance becomes the topmost priority.

Wed, December 13, 2023 | 3 min read

The Dr. YSR Aarogyasri Health Care Trust is an incredible health insurance scheme that has been implemented by the Government of Andhra Pradesh, India.

Tue, December 12, 2023 | 2 min read

Bhamashah Swasthya Bima Yojana (BSBY) is a health insurance scheme introduced by the Government of Rajasthan, India. The scheme is named after Bhamashah, a revered minister and social reformer from Rajasthan who dedicated his efforts to empowering women and economically disadvantaged individuals.

Mon, December 11, 2023 | 3 min read

A Health Insurance claim, often referred to as a Medical Insurance claim, is a request for payment of the expenses incurred for treatment. Depending on the type of claim procedure you have chosen, the insurance company, upon verification of the claim, either settles the bills directly with the hospital or reimburses the amount you spent.

Wed, November 29, 2023 | 5 min read

For a period spanning six decades, the Central Government Health Scheme (CGHS) has consistently and reliably offered comprehensive medical care to individuals employed by the Central Government and pensioners who are part of the programme. Notably, CGHS addresses the healthcare requirements of eligible beneficiaries from all four pillars of India's democratic system: the Legislature, Judiciary, Executive, and Press.

Mon, November 20, 2023 | 3 min read

In September 2012, the Gujarat state government launched its official health insurance scheme, known as Mukhyamantri Amrutum (MA) Yojana. Reaching out to offer coverage for poor families is its main objective as many of them, under critical illness scenarios, are forced to spend hard-earned money on healthcare and hospitalisation.

Thu, November 9, 2023 | 3 min read

The Senior Citizen Health Insurance Scheme (SCHIS) is a government-funded health insurance program in India specifically designed for elderly individuals who do not have any other form of health coverage. It is a component of the Ayushman Bharat - National Health Protection Mission, which seeks to ensure affordable access to healthcare for all individuals, particularly those who are poor and vulnerable.

Mon, November 6, 2023 | 2 min read

Introducing the Aam Aadmi Bima Yojana (AABY), a delightful social security scheme launched by the Government of India on October 2, 2007. This program aimed to sprinkle some insurance coverage magic on all those hardworking individuals in the unorganized sector, without burning a hole in their pocket.

Mon, November 6, 2023 | 4 min read

In today's uncertain world, securing the well-being of your loved ones is paramount. Family floater insurance stands as a comprehensive solution, offering financial protection for your entire family under a single policy.

Thu, November 2, 2023 | 3 min read

Everyone's financial planning should include health insurance. Many people have access to Group Health Insurance policies through their workplaces, which cover a number of people under a single policy and offer coverage to a group of people.

Thu, November 2, 2023 | 3 min read

Established in 2008 under the guidance of the Ministry of Labour and Employment, the Rashtriya Swasthya Bima Yojana (RSBY) is a health insurance program implemented by the Government of India. The objective of the scheme is to extend adequate healthcare coverage to those who are economically disadvantaged, with emphasis on families living below the poverty line (BPL), as well as workers in the unorganised sector.