India is a land of diverse cultures and backdrops with different languages spoken. Everyone loves to travel and it is the largest unifier on the globe. Be it soaking in the sun on an immaculate beach with your loved one or hanging around with the family, travelling offers the finest of memories, which you will cherish all your life. Whether you want to explore the several marvels the country holds or move from one town to the other for your work, you should purchase a domestic travel insurance plan to have a safe and sound trip.
When you are on a domestic travel, a medical emergency, an accident or a lost ticket can ruin your whole trip. Domestic travel insurance not only covers you but also your belongings. If some unforeseen situation arises on your trip, insurance can bring some relief and make the course of handling emergency in a hassle-free manner.
The majority of the time we think that domestic travel insurance will unnecessarily raise the cost of the trip, but an accident can take place at any time. At times you are forced to cancel the tickets owing to some emergency in the family or otherwise. We must always safeguard our travel experience by opting for insurance while travelling domestically.
Features of Domestic Travel Insurance
When you get your domestic travel insurance done it offers comfort and safety. Some of the features, which you can enjoy when you buy a domestic travel policy are:
No age cap
There is no age cap when you are getting your insurance done. No matter whether you are 20 or 50, you are free to invest and buy a suitable domestic travel insurance plan. This way you can safeguard yourself from any unpleasant situations during your vacation.
Assistance all through your trip
Exploring a new place is always fun and involves a lot of adventure. But, it can be downright terrifying, if something goes nasty. At that moment if you require any assistance, you can contact the help desk of your travel insurance company and they will be there for your assistance.
Crisis family travel
If by chance any emergency arises and you are alone and hospitalised for a long period of time, a domestic travel insurance plan will shell out money for a family member for a round-trip to be on the bedside of your dear one. Besides this, the money for unused hotels will be reimbursed, if you are in the hospital.
Individual Liability
In case you have an accident where you harm an individual or the property of any person is damaged. Travel insurance will help you get compensated for any losses incurred, provided they are covered under the policy.
Accidental Coverage
An accident could ruin your trip both physically and financially. It may require hospitalization and could be fatal. When you go in for a domestic travel insurance plan, it will take care of all your costs right from medical treatment to medical migration and additional emergencies if any.
Benefits of having a domestic travel insurance plan
Several insurers offer travel insurance with varied coverage. One must always choose a policy that suits one’s requirements. Some of the advantages of such policies are-
Instant policy purchase with minimum paperwork: You can buy an authentic travel policy online with a few clicks that will take care of all your travel needs. These days no elaborate paperwork is required. You can get away with extensive health check-ups also.
Cost-effective policies: These days the majority of travel insurance policies are very affordable and may start at as low as INR 30 per day making it easier and more cost- effective to opt for one.
Annual plans: Some individuals travel frequently and over long periods of duration/time. You can pick up an annual multi-trip domestic travel insurance plan which will save you from the trouble of applying for a new policy every time you travel
To conclude, we can say that buying a travel insurance plan ensures complete peace of mind. You can chill out with your friends and family and have a wonderful travel experience, which you will cherish all your life.
